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Chase Cashback Credit Card vs Barclaycard Rewards

Which card wins for your spending? Calculate below.

Quick Comparison

Feature
Chase Cashback Credit Card
Barclaycard Rewards
Annual Fee
FREE
FREE
Best Reward Rate
1% cashback on all purchases
0.25% cashback on all purchases
Provider
Chase UK
Barclaycard
Min Credit Score
Good
Fair to Good

Calculate Your Rewards

Adjust your monthly spending to see which card wins

£400
£200
£600
Total Annual Spend: £14,400
🏆 Winner

Chase Cashback Credit Card

Gross Rewards

£144

Net Value

£144/yr

Apply Now →

Barclaycard Rewards

Gross Rewards

£36

Net Value

£36/yr

Apply Now →

The Verdict

Chase Cashback Credit Card wins by £108/year

Based on £14,400 annual spend

Want penny-perfect accuracy?

🔒 Analyse Your Bank Statement

Chase Cashback Credit Card

Simple unlimited 1% cashback on all purchases with excellent travel benefits

Pros

  • ✓No annual fee
  • ✓Unlimited 1% cashback with no tiers or caps
  • ✓No foreign transaction fees - excellent for travel
  • ✓Accepted worldwide (Mastercard)

Cons

  • ✗Lower rate than premium cards (1% vs 1.25%)
  • ✗Need Chase current account to apply
  • ✗Relatively new UK provider (since 2021)
Apply for Chase Cashback Credit Card →

Barclaycard Rewards

Basic cashback card with no annual fee - good starter rewards card

Pros

  • ✓No annual fee
  • ✓Widely accepted (Visa)
  • ✓Easier approval than premium cards
  • ✓Established UK provider with good customer service

Cons

  • ✗Very low cashback rate (0.25%) - £1,000 spend = only £2.50 cashback
  • ✗Better options available (Chase 1%, Amex 1.25%)
  • ✗Not competitive for serious rewards earners
Apply for Barclaycard Rewards →

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