Is the £195 Annual Fee worth it for you?
(Assumes Year 2 onwards, as Year 1 is free)
💡 You get £5 back twice a month (£10 total). Max value: £120/year if you spend at least £10/month.
💡 Worth £24 per visit (standard UK lounge price).
This is just an estimate based on assumptions. Upload your bank statement for a personalized analysis.
Estimates based on UK Amex Gold 2025 benefits. Point valuations are conservative averages (0.8p per MR point). Actual value may vary. Not affiliated with American Express.