Last Updated: December 27, 2024
At ZIGO (tryzigo.com), we take your privacy seriously. This policy explains how we handle your data when you use our credit card analysis tool.
✓ Your transaction data is processed entirely in your browser - it never reaches our servers
✓ We don't store, sell, or share your financial information
✓ No account required - we don't collect personal information
✓ Analytics are anonymized and contain no financial data
✓ You're in complete control of your data
When you upload a credit card or bank statement CSV file to ZIGO:
Technical Detail:
ZIGO is a client-side web application. All CSV parsing, transaction categorization, and rewards calculations happen in your browser's memory. No API calls are made to our servers with your transaction data.
We collect anonymous usage analytics to improve ZIGO:
What We DON'T Track:
We never track transaction amounts, merchant names, spending categories, or any financial information from your uploaded statements. Analytics tools like Google Analytics and Mixpanel only receive standard web analytics data.
If you choose to subscribe to our newsletter or updates:
Since your transaction data never reaches our servers, we cannot and do not use it for any purpose beyond the analysis you requested in your browser.
We use anonymous analytics to:
If you subscribe to our newsletter, we use your email to:
We never send promotional emails for third-party products or services.
We never sell, rent, or trade your personal information. Your transaction data cannot be shared because we never receive it.
Google Analytics
We use Google Analytics to understand site traffic and user behavior. No financial data is sent to Google. You can opt out using browser extensions or privacy settings.
Vercel Analytics
Our hosting provider (Vercel) provides privacy-friendly analytics on site performance and visitor counts. This data is anonymized and aggregated.
Google AdSense
We display ads through Google AdSense. Google may use cookies to show personalized ads based on your browsing history across the web (not your ZIGO transaction data). You can control ad personalization in your Google Ads Settings.
Affiliate Partners
When you click on a card recommendation and apply, you may be redirected to the card issuer's website. At that point, you're subject to their privacy policy. We only share that you clicked a link - never your transaction data or financial information.
When you use ZIGO, Google may collect data for advertising purposes through AdSense and Analytics. This includes:
Learn more: How Google uses data when you use our partners' sites or apps
Essential Cookies (Required)
Basic session cookies to remember your preferences (like theme selection). These are necessary for the site to function.
Analytics Cookies (Optional)
Google Analytics cookies to understand site usage. You can block these with browser settings or privacy extensions.
Advertising Cookies (Optional)
Google AdSense may set cookies to personalize ads. Manage these in your Google Ads Settings.
You can control cookies through:
Note: Blocking essential cookies may prevent ZIGO from functioning properly.
Your transaction data is the most secure possible - it never leaves your device.
Data Breach Protection:
Because we don't store your transaction data, a server breach cannot expose your financial information. The only data at risk in a breach would be anonymous analytics and subscriber email addresses (if you opted in).
If you're in the EU/UK (GDPR) or California (CCPA), you have specific rights regarding your data:
Right to Access
Request a copy of the personal data we hold about you (email addresses if subscribed).
Right to Deletion
Request deletion of your data. For email subscribers, simply unsubscribe or contact us.
Right to Opt-Out
Opt out of email communications, analytics tracking, or personalized advertising.
Right to Data Portability
Request your data in a portable format. (Limited applicability since we store minimal data.)
To exercise these rights, contact us at privacy@tryzigo.com
ZIGO is not directed at children under 18. We do not knowingly collect personal information from minors.
If you believe a child has provided us with personal information, please contact us at privacy@tryzigo.com and we will delete it.
ZIGO is hosted on Vercel's global CDN. Your transaction data stays in your browser, but analytics and emails may be processed by services in the United States.
If you're in the EU/UK, these transfers are covered by Standard Contractual Clauses or Privacy Shield frameworks to ensure GDPR-level protection.
We may update this privacy policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.
For significant changes, we'll notify email subscribers. Continued use of ZIGO after changes means you accept the updated policy.
Previous versions of this policy are available upon request at privacy@tryzigo.com
If you have questions, concerns, or requests about this privacy policy or your data:
Your Transaction Data
Processed in your browser only. Never uploaded to our servers. Deleted when you close the tab.
Analytics
Anonymous usage data (no financial info) collected via Google Analytics and Vercel.
Advertising
Google AdSense shows ads. Cookies may be used for personalization. You can opt out.
Your Rights
GDPR/CCPA compliant. Request access, deletion, or opt-out at privacy@tryzigo.com